Today you will see many applications in the Play store which claim to give you a mobile loan from 5000 to 100000.
Download any loan application, first you will have to upload your documents like Aadhar card, PAN card. After that, if the loan is not approved, then your documents have gone to them, which they can use wrongly. But you can also get a loan.
But you will see that these people charge you a lot of interest and process fees. Understand that if there is a 20000 loan, then you will transfer 18,000 rupees to the account of process fee, GST tax deducted.
And the interest will be close to 35% which becomes very high, and they will charge interest rate, on the whole 20000, which you have not got.
Now you will say that okay, I need the money, so they are getting it on time. Through that application you are also taking your phone data,
Whenever you download a loan application and open it. First of all, they ask for permission to read your contact, only after that permission does that application move forward.
So you will say what is the harm in giving permission? So the thing is that when you are unable to repay their loan for any reason or delay in repaying it, then they will bother you by calling, but by misusing your contact with them, call any of them. Tax will tell that you have not paid the loan, tell them to repay.
So your respect will be lost in this, and you will also have hesitated to go in front of your relatives or friends. And you will feel that I have taken a loan from them, and they will bother you by calling so much that you will go into depression.
Some of my friends had taken this loan and my number was saved in their mobile, so the loaners also called me that your friend has taken the loan, he is not giving it back. When I asked from where did I get my number, he said to his contact list. Then I told him that he would not dare to call me again. But this proved later that they copy all the numbers and then call them and tell them.
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